Keep the car you love, but lower the payment

Check your eligibility to refinance your auto loan as low as $7,500* without affecting your credit score.

How IT WorksComing Soon

*Certain state limits may apply.

It’s simple to save money through refinancing your auto loan on our platform.

Our loan experience is designed so that you can apply in under 60 seconds with our quick application and it will not affect your credit score. Once approved, our online tools allow you to personalize your refinance auto loan to terms that fit your needs.

What you need to apply
  • Full Name
  • Current Address
  • Income Information
  • Car Details
Auto loan refinancing

Auto loan refinancing allows you to reduce your monthly payment, lower the amount of interest paid, or both. Our loan experience puts you in control. Complete our app in less than 60 seconds and receive an instant decision without affecting your credit score.

Our Auto Loan Refinancing Process

  • Simple Refinance Process
    Our quick auto refinance application can be completed in less than 60 seconds and applying will not affect your credit score.
  • Personalized Refinance Terms
    Our platform enables you to personalize your car refinance loan to terms that work best for you.
  • Simple Documentation & Signing Process
    It’s simple to complete our loan process. Simply upload any required documentation via your smart phone or computer. When it comes time to close, we will send you your loan documents to be signed electronically.
  • Pay off your Existing Lien
    After you sign your loan documents, we will pay off your existing auto loan.



Dear Customer,

Thank you for visiting SpringboardAuto. We are excited to announce the recent acquisition of the lending platform by Oportun, Inc. You can read more about this exciting news here. What does this mean for SpringboardAuto customers?

Pre-approved and Current Customers: If you've been pre-approved for an auto loan or have a loan with SpringboardAuto, please log in here to complete the loan process or view your loan terms.

New Applicants: We apologize for the inconvenience, but we are not currently accepting new applications while we undergo changes related to the acquisition. Please check back in early 2019 for updates.