Private Party Auto Financing

Looking to purchase a vehicle from a private party seller and not an auto dealership?
Check your eligibility for a private seller auto loan as low as $7,500* with no impact on your credit score.

How IT WorksApply Now

*Certain state limits may apply.

Time is precious and we know your schedule is busy. Get approved in minutes and buy the car of your dreams.

Our loan experience puts you in the driver’s seat. Just simply apply via our quick application. Once approved, provide a few more details about the car you’re buying, whom you’re buying it from, and personalize your loan terms. Once you’re ready to close on your new car, simply set the closing appointment around your busy schedule. We come to you.

What you need to apply
  • Full Name
  • Current Address
  • Income Information
  • Car Details
Private party car loans don’t have to be difficult.

Our loan experience puts you in control. Complete our app in less than 60 seconds and receive an instant decision without affecting your credit score. Once approved, our process puts you in the driver’s seat.

Our Private Party Car Loan Process

  • Simple Application Process
    Our private party loan application can be completed in less than 60 seconds and applying will not affect your credit score.
  • Quick Decisions
    Our platform was built leveraging sophisticated scoring models and robust data sets. The results are decisions that are made quickly.
  • Personalized Loan Terms
    Our platform enables you to personalize your private party loan to terms that work best for you.
  • Simple Documentation & Signing Process
    It’s simple to complete our loan process. Simply upload any required documentation via your smart phone or computer. When it comes time to close, we will send you your loan documents to be signed electronically.
  • In Person Closing & Payment
    When it comes time to close on your car, our platform will send a notary to the closing at the location and time you have chosen. Once you sign all loan documents, we instantly send funds to the seller.



Dear Customer,

Thank you for visiting SpringboardAuto. We are excited to announce the recent acquisition of the lending platform by Oportun, Inc. You can read more about this exciting news here. What does this mean for SpringboardAuto customers?

Pre-approved and Current Customers: If you've been pre-approved for an auto loan or have a loan with SpringboardAuto, please log in here to complete the loan process or view your loan terms.

New Applicants: We apologize for the inconvenience, but we are not currently accepting new applications while we undergo changes related to the acquisition. Please check back in early 2019 for updates.