Found the perfect car at a dealership?

Our loan experience puts you in control, we offer instant decisions, competitive rates, personalized loan terms, and an online, mobile friendly process. Check your eligibility for an auto loan as low as $7,500* without hurting your credit score.

Apply Now

*Certain state limits may apply.

We understand that you don’t buy a car every day, let us help!

Our loan experience puts you in the driver’s seat. Just simply apply via our quick application. Once approved, provide a few more details about the car you’re buying, whom you’re buying it from, and personalize your loan terms. Once you’re ready to close on your new car, simply set the closing appointment around your busy schedule. We will notify the dealer you’re ready to buy and we will be with you every step of the way!

What you need to apply
  • Full Name
  • Current Address
  • Income Information
  • Car Details
Why finance direct?

Arranging your financing before you go is often cited as one of the smartest things you can do financially when purchasing a new or used car. Why? Because a direct loan offers credit to you at terms that you qualify for without any rate markup by the dealer. This means you can shop with confidence and stay within your budget.

Our loan experience puts you in control. Complete our app in less than 60 seconds and receive an instant decision without affecting your credit score. Once approved, our process puts you in the driver’s seat.

Our Dealer Purchase Auto Loan Process

  • Simple Application Process
    Our quick auto loan application can be completed online in less than 60 seconds and applying will not affect your credit score.
  • Quick Decisions
    Our platform was built leveraging sophisticated scoring models and robust data sets. The results are decisions that are made quickly.
  • Personalized Loan Terms
    Our platform enables you to personalize your auto loan to terms that work best for you.
  • Simple Documentation & Signing Process
    It’s simple to complete our loan process. Simply upload any required documentation via your smart phone or computer. When it comes time to close, we will send you your loan documents to be signed electronically.
  • Dealership Closing & Payment
    When it comes time to close on your car, we are with you every step of the way. Simply schedule your dealership appointment, we will coordinate with the dealer the delivery of your vehicle and issue funds to the dealer directly.



Dear Customer,

Thank you for visiting SpringboardAuto. We are excited to announce the recent acquisition of the lending platform by Oportun, Inc. You can read more about this exciting news here. What does this mean for SpringboardAuto customers?

Pre-approved and Current Customers: If you've been pre-approved for an auto loan or have a loan with SpringboardAuto, please log in here to complete the loan process or view your loan terms.

New Applicants: We apologize for the inconvenience, but we are not currently accepting new applications while we undergo changes related to the acquisition. Please check back in early 2019 for updates.