Found the perfect car at a dealership?

Our platform puts you in control, we offer instant decisions, competitive rates, personalized loan terms, and a fully digital process. Even if you have less than perfect credit, check your eligibility for an auto loan up to $45,000 without hurting your credit score.

We understand that you don’t buy a car every day, let us help!

Our platform puts you in the driver’s seat. Even if you have less than perfect credit, simply apply via our quick application. Once approved, provide a few more details about the car you’re buying, whom you’re buying it from, and personalize your loan terms. Once you’re ready to close on your new car, simply set the closing appointment around your busy schedule. We will notify the dealer you’re ready to buy and we will be with you every step of the way!

What you need to apply
  • Full Name
  • Current Address
  • Income Information
  • Car Details
Why finance direct?

Arranging your financing before you go is often cited as one of the smartest things you can do financially when purchasing a new or used car. Why? Because a direct loan offers credit to you at terms that you qualify for without any rate markup by the dealer. This means you can shop with confidence and stay within your budget.

Our loan platform, puts you in control. Complete our app in less than 60 seconds. Even with less than prime credit, you can apply and receive an instant decision without affecting your credit score. Once approved, our process puts you in the driver’s seat.

Apply Now
Only takes 60 seconds!

Our Dealer Purchase Auto Loan Process

  • Simple Application Process
    Our quick auto loan application can be completed online in less than 60 seconds and applying will not affect your credit score.
  • Quick Decisions
    Our platform was built leveraging sophisticated scoring models and robust data sets. The results are decisions that are made quickly.
  • Personalized Loan Terms
    Our platform enables you to personalize your auto loan to terms that work best for you.
  • Simple Documentation & Signing Process
    It’s simple to complete our loan process. Simply upload any required documentation via your smart phone or computer. When it comes time to close, we will send you your loan documents to be signed electronically.
  • Dealership Closing & Payment
    When it comes time to close on your car, we are with you every step of the way. Simply schedule your dealership appointment, we will coordinate with the dealer the delivery of your vehicle and issue funds to the dealer directly.